Dixie State University Risk Management Property Insurance Claim Procedure
The following is a list of the necessary steps for insurance recovery in case of property loss, damage or theft. Insurance recovery is subject to a $1,000 property and a $750 vehicle deductible.
- Immediately attempt to protect the University property from further damage.
- In the case of accident, injury, damage, theft or vandalism, contact DSU Police (435-652-7515) to report the incident and obtain a case number.
- Obtain a narrative memo or written statement from the person who is responsible for the property. This memo should provide only factual information including:
- exact location of property and when it was last seen and by whom
- name of person responsible for property
- when the loss was first discovered
- exactly how loss occurred
- Make a complete list of all damaged items (including make, model, and serial number).
- Obtain copies of the original purchasing documents, i.e., campus orders, purchase orders, or invoices which show original cost, date of purchase, and purchase source.
- Inquire and document the possible repair of the equipment. If practical, repair equipment or replace only damaged parts of equipment.
- If replacement is necessary, document the current replacement cost which is the lowest price available to the University for comparable property with similar features (no “upgrades”). For computers and other electronic equipment, the replacement cost is often less than the original purchase price. Be sure to include the name and phone number of the person giving the price quote. Three bids are required for losses over $3,000.
- Place any University property that is damaged beyond repair and being replaced in a safe location for inspection by the insurer. Technically, any property replaced with insurance funds belongs to the insurer. Retain the damaged property and the equipment which caused the loss. For example, if a faulty valve caused water damage to some property, save the valve.
- Comply with the insurance provisions which require University Departments to compile and submit all claim information in a timely manner. Otherwise, the University’s insurer may deny coverage for the loss.
Forward the information to DSU Risk Management Office:
DSU Risk Management Office
225 South University Avenue
St. George, Utah 84770
For questions contact Josh Thayn at email@example.com or 435-652-7855.
DSU Risk Management will submit the claim to the State of Utah Division of Risk Management (SDRM) once the required documentation is received from the University Department. The SDRM determines what coverages apply to each claim on a case-by-case basis according to the current policy.