Risk Management assists the University with identifying, evaluating, and reducing or eliminating risks. When damage or loss occurs the goal is to protect the University and obtain insurance recovery in a timely manner.
The insurance company for Dixie State University is Utah State Risk Management, an agency of the State of Utah government. There are very few non-negotiable rules set by Risk Management at the State level — we are asked to use our discretion when deciding what risks to take, and we take a conservative approach.
One way we are able to reduce our risk to some extent is to use waivers, documents signed by individuals, (normally students) which clearly states that the activity they are about to participate in can be dangerous, and that DSU will not accept any responsibility for injuries or death resulting from the activity. These waivers are valuable because they are a vehicle to inform participants of possible risks involved in an activity and to notify them that there is no insurance to cover any injuries. In addition, they can provide protection for the University in a legal action if there were an injury to a participant. Our office has many standardized waivers which may be modified for your use. All waivers should be reviewed by the Risk Manager prior to use. It’s important to note that a person under the age of 18 may not sign a waiver because they are not of legal age. Students under the age of 18 would need a parental/legal guardian signature.
Dixie State is normally not liable (or responsible) for accidents unless we have been negligent in some way. If you witness an injury to a student or visitor, please contact Campus Security immediately so that they may determine appropriate medical intervention. Do not express any opinion regarding the liability of the University in the incident, and do not provide medical assistance unless you are certified/trained to do so. If Security is not available to respond, or the injury warrants it, call 911. Injuries to employees are to be referred to the Human Resources Office immediately. Our office does not handle Worker’s Compensation issues.